Texas Insurance Claim Attorney
Farrah Martinez, PLLC, is a Houston-based insurance claim law firm that helps insurance policyholders secure a full and fair settlement for losses and damages suffered. They are experts at handling life insurance policies, homeowner’s insurance policies, general liability coverage, car insurance– underinsured and uninsured motorist coverage and commercial property insurance and residential property insurance. Farrah Martinez, PLLC, takes the frustration out of dealing with insurance companies.
Bad Faith Insurance Claim Denial or Underpayment of Claim
Few people get through life without having to deal with their insurance agent because they have suffered a loss covered by their insurance policy. Each year, thousands of Texans file claims with their insurance companies. Unfortunately, insurance companies tend to treat their insureds’ unfairly by denying claims even when the policy states they are covered. Other times, companies attempt to underpay the claim – depriving victims fair settlement for damages or loss suffered.
An insurance company cannot simply deny your claim. You paid for an insurance policy and that policy lays out the terms of the agreement. When you file a claim against an insurance company your case will be assigned to an adjuster, whose primary function is to offer the least amount of money possible and get you to agree to it, and that’s where Farrah Martinez, PLLC, comes in. They know Texas insurance law and fight to get their clients what they are owed.
An Insurance Law Attorney Knows the Timelines
Under Texas law, policyholders are protected. The law is written in favor of paying claims quickly. Once you file a claim, the insurance company has 15 days:
- To recognize getting your claim
- To start an investigation
- To request all items, statements, and forms related to the claim. Once you provide all of the information requested, the insurance company has 15 days to accept or reject a claim unless more time is requested. More time is only permitted if special circumstances are involved.
