Do it Yourself?
We live in the age of do it yourself (DIY). I am all for learning new things, cutting costs, and doing things for myself; however, there are some tasks that require a professional to achieve the best possible results. While I might watch a YouTube video to learn how to make a school craft project for my four year old or even learn to arch my own eyebrows, I would not watch a video or Google to learn “how to repair my own roof” or “perform a root canal” in hopes that one day I might actually perform these tasks myself.
In my mind, there are some tasks that are too important and there is too much at stake to go at it alone.
As a consumer, you must decide which tasks you are willing to learn to do and which task you determine require a professional.
Should I Handle my own Personal Injury Claim?
Studies show that individuals involved in a car accident tend to recover more when they hire a lawyer than those claimants who did not hire a lawyer and handle the settlement alone. Insurance companies are for-profit companies and their goal is to make money and keep their stockholders happy. Most of us can appreciate that a company needs to make a profit or else they will go out of business. However, in the state of Texas, drivers are required to carry insurance. So the majority of drivers, just like you, purchase insurance with the expectation that if involved in an accident the insurance company will cover it. “Covered” is a broad term when you are dealing with accident or injury claims. Covered is often in the eyes of the beholder.
Every month, quarterly or once a year, you pay your insurance with the promise that if something happens to you that your insurance company will pay your medical bills, that you will be paid for loss of wages, for you pain and suffering and for any other expense or loss you incur as a result of your injury.
Is this a Level Playing Field?
The insurances companies are hoping you do a DIY personal injury claim since, studies confirm that the insurance companies win financially when you DIY. Take note, insurance companies do not go at it alone they have a team of lawyers that work on their behalf to get the best results for them–NOT you.
If you have started your claim, it might not be too late to hire an attorney. At Farrah Martinez, Personal Injury and Accident Lawyer, we hold insurance companies accountable. Contact Farrah at (713) 853-9296 for a consultation and review of your claim.